Fintech Decision Analytics and Underwriting
We develop proprietary models that make consumer data useful. These algorithms help us sift through large amounts of consumer data to determine which ones are the most eligible for our clients’ services.
Benefits for Online Lenders
Online lenders leverage our analytics services because we produce measurable results. For example, our clients’ FPD (first payment default) rates are 50% less than that of the industry standard thanks to lending analytics.
Benefits for Collection Agencies
Collection agencies can also leverage our analytics services to predict the likelihood of payment and ensure debt compliance. Our analytics can drive decisions on which accounts should be sold, when they should be sold, and at what price they should be sold. The end result is a more efficient collection process.