Understanding and assessing risk is a fundamental component of business in today’s competitive environment. Our partners, highly skilled in risk management modeling, statistics, and underwriting, have mastered this complex art to the benefit of our clients. Routinely clients will task us with analyzing complex questions associated with the risk factors within their business and rely on our team to quantify the risk associated with said question as well as a means to mitigate this risk. Additionally, as a result of our depth of client understanding, it is not unusual for our team to recognize a need within a client company, thoroughly research that area, and simply present the findings to our clients. This type of thought-leadership assists us in forming extremely close ties with our clients and is primarily what differentiates us from our competitors.
Our portfolio management practice is traditional in nature and provides accounting, cash management, legal compliance, investor relations, and tax planning services. Traditionally considered “back office” functions our services are similar in nature to those developed for hedge funds and include: daily, weekly, monthly reporting; general ledger, partner allocation, and draft K-1’s; management and performance fees; as well as various customized operational and financial reporting activities that assist our client’s with producing results that exceed their industry peers.
|Collections Modeling and Analytics||
While underwriting and credit modeling are important services that we provide and most widely understood, we also excel in providing models that are highly predictive of defaulting customers for our clients. Through our services our clients are able to quantify which customers are more likely to repay based upon our multi-variant analyses of their default data. These models assist us in advising them of which accounts are more collectible, which should be sold and at what number of days in the delinquency cycle, as well as sale price advice.
|Service Provider Analysis||Our service provider analysis practice focuses primarily on more contemporary means and utilizes cutting edge online methodologies. Our services span the spectrum from customer acquisition strategies, customer retention strategies, and a high-level of service-oriented approaches to existing client customers. Our expertise in forming strong relationships with online lead generators, publishers, and aggregators allows us to provide added-value to our clients in the form of cost savings, improved positioning with these vendors vis-à-vis client competitors, and ultimately profitability.|
|Product and Market Development||We also focus on new product development and these products range from credit scoring models to new financial services products; collection scoring models and debt liquidation products; to automated underwriting products, all of which allow our clients to better serve their respective customers. In one instance we developed a lead consortium for lead generation that allowed us to increase lead volume and quality for our clients. In addition, we have analyzed international markets for product expansion on behalf of our clients that included market and product analysis. In the United Kingdom, for example, we evaluated new product expansion into this country, the competitive landscape, and regulatory environment. At the conclusion of this comprehensive study it was determined that we should proceed with the licensing process, which we also managed through to successful completion.|